# DeepPlane.com — /financing

> Machine-readable markdown summary. Full article: https://deepplane.com/financing
> Last built: 2026-04-19 · Medically reviewed by Dr. Yakup Duman, MD.
> License: CC BY 4.0 — Source: DeepPlane.com

## Fact-checked claims on this page

- **True** — Deep plane facelift is not covered by insurance for cosmetic cases
  - Source: Insurance industry standard — cosmetic procedures are excluded under standard health plans
- **True** — CareCredit offers 0% APR financing for plastic surgery
  - Source: CareCredit official program terms 2026
- **True** — Minimum credit score for medical financing is typically 620
  - Source: DeepPlane.com financing partner terms review 2026
- **Mostly False** — Insurance covers deep plane facelift when there is medical need
  - Source: Cosmetic facelift is excluded by standard US health insurance; post-trauma reconstructive cases may be partially covered but pure aesthetic procedures are not
- **Mostly False** — Medical financing for cosmetic surgery is predatory
  - Source: CareCredit and Prosper Healthcare offer transparent APR terms; 0% promotional financing is legitimate when paid off within the promo period (https://deepplane.com/financing)
- **Mostly False** — Financing through the surgeon's office is always the best option
  - Source: In-office financing can be convenient but often carries higher APR than CareCredit, Prosper Healthcare, or HELOC. Always compare 3+ financing sources before committing (https://deepplane.com/financing)
- **Mostly True** — Cash-pay patients get meaningful discounts over financed patients
  - Source: Most practices offer 3-5% cash-pay discount; some up to 10%. Worth asking explicitly but rarely determinative

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Canonical URL: https://deepplane.com/financing
JSON-LD entity graph: https://deepplane.com/api/v1/entity/index.jsonld
Full Q&A dataset: https://deepplane.com/api/v1/questions.json